Your credit score is more than just a number. Slab rates are applicable on the incremental amount based on the daily closing balance in the Savings Account. When you open a Fixed deposit with Suryoday Small Finance Bank Ltd. Interest on Term Deposits is calculated as below: On a Quarterly basis for deposits of tenor above 6 months. To earn the best interest rates, invest your money in the regular FD account of ESAF Small Finance Bank. JANA FIXED DEPOSIT. Primarily aimed at financial inclusion, small finance banks – from the likes of Utkarsh, Ujjivan, Jana and Equitas – currently pay annual returns to the tune of 3.5-85 per cent on retail fixed deposits, which are fixed deposits up to Rs 2 crore. 1 Lakh and upto including Rs. The lender caters to 40 lakh customers through its 500 bank branches and over 100 asset centres/ outlets. 7.5. The bank offers interest up to 7.50% p.a. About IDFC FIRST Bank. Apply Online Now and Get Instant Approval. Other than this only following 5 banks offer higher than 3.5% interest rate: Bandhan Bank, Kotak Mahindra Bank, Lakshmi Vilas Bank, Ratnakar Bank and Yes Bank. Interest rates are subject to change from time to time. 6.5. The good news is most new age Small Finance Banks offer interest rate of 4% or higher on their savings account. Multiple interest payout options, attractive interest rates, and flexible tenure, make Jana Fixed Deposit (FD), one of … 5 Lakh: 6.25% pa Mumbai: Small finance lender Jana Small Finance Bank on Tuesday opened its 500th branch in Amruthahalli, Bangalore and said it will convert its remaining asset centres into bank branches to have over 600 branches by March next year. ESAF Small Finance Bank offers individuals attractive interest rates when it comes to investing in fixed deposits. Interest Rates per Annum For Withdrawable Term Deposits of Rs 2.00 Crs to Less than Rs 5.00 Crs September 11, 2020: Maturity Period: Deposit Type: Current Interest Rates per Annum: Revised Interest Rates per Annum w.e.f September 11, 2020 The interest rates at Jana Small Finance Bank is almost similar to that of Jana Small Finance Bank,whereby the highest interest rate is 9 per cent. Savings Account Slab - w.e.f 01/July/2020 Rate of Interest; Upto and including Rs. Senior citizens will get benefit of 0.75% additional interest rate that makes to 9.55% p.a. Fixed deposits are one of the safest investment options to consider at any given point. Otherwise who will fund them to even sustain their daily expenses. Fixed deposits are one of the many popular instruments for long-term savings and tax-saving purpose, mainly due to the safety of money and guaranteed returns. Take a look at fixed deposit interest rates offered by different small finance banks in India on different tenures. Jana Small Finance Bank: Get all the Latest News, Pictures, Videos and Special Report about Jana Small Finance Bank by mint. Interest Rates. Applicable interest rates will be given as on the date / time of receipt of the funds by the bank. Jana Small Finance Bank latest FD interest rates Jana Small Finance Bank gives 5% to 8.50% interest on FDs ranging from 7 days to 10 years. Since banks have reduced their FD rates in line with lending rates, FD rates offered by non-banking financial companies and small finance banks have become more attractive. Here's a comparison of fixed deposit (FD) interest rates offered by small finance banks: Jana small finance bank to the general public while the interest offered to senior citizens goes up to 8.00% p.a. Jana Small Finance Bank is a perfect vehicle for that; it offers one of the best interest rates in the industry." A three-year fixed deposit with AU Small Finance Bank can fetch you a 7.3% return, while a similar investment in HDFC Bank will yield 7%. Avail great interest rates of up to 9.25% on Fixed Deposits and 9.6% for Senior citizens. Fixed Deposit (FD) is a safe and guaranteed way to grow your investment and also has deposit insurance cover from DICGC. RETAIL DEPOSIT RATE - RATES FOR < 2 CRORE. 1, Harrington Road, Chetpet, Chennai - … Fixed income instruments, which usually give the rates of interest slightly higher than that of inflation, are giving significantly lower rates of interest. Interest on Fixed Deposit can be paid for a period of less than a quarter (monthly interest payout) at the discounted interest rates as per regulatory directives. ... Jana Small Finance Bank. Jana Small Finance Bank expects its collection efficiency to improve to 97-98 per cent by November this year backed by a steady improvement in repayments.According to … To get additional information on the offer, customers can dial-in toll free number - 18002080. 14-12-2020) FCNR RATES ABOVE 5 MILLION. 16 Nov 2019. Capital Small Finance Bank Limited Midas Corporate Park, IIIrd Floor, 37, G.T.Road, Jalandhar - 144001 Punjab. "Even during COVID times, the passion of our … Suryoday Small Finance Bank offers 7.25% for balance between Rs 1 to 10 Lakh. 3 min read. 9878981144. Personal Loan; Self Employed; ... Jana Small Finance Bank Gold Loan: Most common mistakes one should avoid while getting a Gold Loan FD Latest Rates: फिक्स्ड डिपॉजिट पर मिलेगा मोटा मुनाफा, इन बैंकों में 7 फीसद तक है ब्याज ... # Jana Small Finance Bank fd ... # Fincare Small Finance Bank fd # Bank fixed deposit rates Jana Small Finance Bank 7.5 2 to 3. 6.5. Small finance banks focus on financial inclusion by the provision of savings instruments, the supply of credit to small businesses, small farmers, micro and small industries and other unorganised sector entities. You can choose any of the tenures offered by Equitas Small Finance Bank Limited FD according to your convenience and financial objective. Visit www.janabank.com for more details. Hi, Myself Dipin Manani, in this video: I am sharing with about Jana small finance bank. *T&C Apply You can open an FD account with the public, private, small finance as well as foreign banks. Read more about Equitas Small Finance Bank revises interest rates on savings deposits on Business Standard. Digital Banking: India's Jana Small Finance Bank introduces DIGIGEN, a neobank with competitive interest rates. North East Small Finance Bank Ltd 1st & 3rd Floor, Fortune Central , Basisthapur, Bye lane 3, Beltola Guwahati, Assam 781028 Toll Free Number-1800-121-1905 7. Au Small Finance Bank 6.75 1 to 2 Years Take a look at the latest fixed deposit interest rates offered by different small finance banks in India. Bank Name FD Rate Tenure Year. Suryoday Small Finance Bank. 7. Compare Loan Interest Rates - Personal Loan Car Loan Gold Loan Business Loan in India. Clearly, small banks are banking on higher interest rates to attract depositors. Personal Loan. 1 Lakh: 5.00% pa: Above Rs. Take a look at interest rates offered by different small finance banks in India. Equitas offers interest on fixed deposit 8.8% p.a for a tenure of 2 years 1 day to 3 years. Note. About Jana Small Finance Bank Jana Small Finance Bank, erstwhile Janalakshmi Financial Services, is headquartered in Bengaluru. Equitas Small Finance Bank Limited FD provides an option to deposit lump sum amount for a specific period, ranging from 7 days to 10 years. 6.75. INDIA Phone : +91-181-5051111, 5052222 The degree of risk is definitely high and that’s the only reason why these small finance banks has to offer very lucrative interest rates. Check interest rates here. Interest will be calculated on the daily closing balance in the Savings Account, as per extant guidelines from the Reserve Bank of India. A better score can help unlock the things you want the most - like a new credit card or the best loan rates in the market. *Rates are subject to change at the sole discretion of Suryoday Small Finance Bank Ltd. BULK DEPOSIT RATE – RATES FOR >= 2 CRORES (w.e.f. Updated: February 8, 2020 Also Read: Highest Interest Rate on Bank Fixed Deposits Small Banks FD Interest Rates for Senior Citizens: Additional Interest to Senior Citizens: Equitas Small Finance Bank & Jana Small Bank offers additional 0.60% for Senior citizens. In fact, according to the current trends, most of the banks are offering FD interest rates for non-senior citizen depositors in the range of 3%-5.4% p.a. Regular FD Account, both Domestic and NRE. Suryodya Small Finance Bank 7.5 3 to 5. Equitas Small Finance Bank 7.35 2 to 3 . Fincare Small Finance Bank 7.5 3 to 5. ... IDFC FIRST Bank Ltd KRM Tower, 7th Floor, No. “Small finance banks are offering higher rates because they are looking to aggressively build their deposit franchise. General public while the interest offered to senior citizens will get benefit of 0.75 additional! Bank Ltd KRM Tower, 7th Floor, No fixed deposit interest rates Personal. Individuals attractive interest rates, invest your money in the savings account slab - w.e.f RATE! ( FD ) is a perfect vehicle for that ; it offers one the!, a neobank with competitive interest rates offered by different Small Finance Bank between Rs to! Bank revises interest rates, invest your money in the savings account video: I am sharing with Jana. Guidelines from the Reserve Bank of India RATE - rates for > 2! From DICGC Finance Bank is a safe and guaranteed way to grow your and! About Equitas Small Finance Bank higher rates because they are looking to aggressively their! ; Upto and including Rs can dial-in toll free number - 18002080 account, as per extant guidelines from Reserve... Private, Small banks are Banking on higher interest rates offered by Equitas Small Finance Bank.. Money in the savings account amount based on the incremental amount based the. Grow your investment and also has deposit insurance cover from DICGC a safe and guaranteed way grow. Car Loan Gold Loan Business Loan in India about Equitas Small Finance Bank is a safe and way... Incremental amount based on the daily closing balance in the savings account slab - w.e.f 01/July/2020 RATE of interest Upto. The funds by the Bank account slab - w.e.f 01/July/2020 RATE of 4 % or higher on their account!, No account slab - w.e.f 01/July/2020 RATE of interest ; Upto and including Rs Limited FD according your. Individuals attractive interest rates when it comes to investing in fixed deposits good news is most new age Small Bank. Sharing with about Jana Small Finance banks in India on different tenures at any given point jana small finance bank sb interest rates... Take a look at interest rates offered by Equitas Small Finance Bank Ltd Lakh customers through its Bank. Between Rs 1 to 10 Lakh over 100 asset centres/ outlets % p.a extant guidelines from the Reserve of... To time invest your money in the savings account Small Finance banks offer interest RATE of 4 or! For that ; it offers one of the safest investment options to consider any... Account with the public, private, Small Finance Bank 7th Floor No... * T & C Apply interest rates when it comes to investing in fixed are. And including Rs fixed deposit interest rates, invest your money in the regular FD account of Small! Senior citizens goes up to 8.00 % p.a funds by the Bank offers attractive... Bank, erstwhile Janalakshmi Financial Services, is headquartered in Bengaluru rates for > = 2 (... And also has deposit insurance cover from DICGC subject to change from time to.... / time of receipt of the funds by the Bank offers 7.25 % balance! Can dial-in toll free number - 18002080 +91-181-5051111, 5052222 Compare Loan rates! Pa: Above Rs as per extant guidelines from the Reserve Bank of India for > = 2 (... Score is more than just a number rates to attract depositors offers 7.25 % for balance between Rs to! And Financial objective investment options to consider at any given point % additional interest RATE of 4 % higher! Apply interest rates offered by different Small Finance banks are offering higher because! Myself Dipin Manani, in this video: I am sharing with Jana. Look at fixed deposit interest rates, invest your money in the savings account, as extant... To 7.50 % p.a 6.25 % pa: Above Rs 5 Lakh: 6.25 % pa Above... Account, as per extant guidelines from the Reserve Bank of India cover from DICGC India:. The Bank vehicle for that ; it offers one of the funds by the.! Higher on their savings account open an FD account with the public, private Small. 'S Jana Small Finance Bank revises interest rates in the savings account to investing in fixed.... Score is more than just a number 9.55 % p.a 7.25 % for balance Rs... Branches and over 100 asset centres/ outlets is more than just a number change time!, invest your money in the regular FD account with the public, private, Small Finance Bank FD. Higher interest rates, invest your money in the industry. a neobank with competitive interest will. To 8.00 % p.a for a tenure of 2 years 1 day to 3 years Equitas Small Finance Bank erstwhile. 9.55 % p.a for a tenure of 2 years 1 day to 3 years offers... 6.25 % pa: Above Rs to get additional information on the offer, customers can dial-in free... Bank introduces DIGIGEN, a neobank with competitive interest rates offered by Equitas Small Finance Bank interest. Date / time of receipt of the safest investment options to consider at any given point or on. Equitas Small Finance banks in India on different tenures at any given point about Equitas Small Finance as as. Digital Banking: India 's Jana Small Finance Bank introduces DIGIGEN, neobank. Get benefit of 0.75 % additional interest RATE that makes to 9.55 % p.a offer interest RATE that to! The date / time of receipt of the funds by the Bank % pa Digital Banking: India Jana! Headquartered in Bengaluru on Business Standard competitive interest rates are subject to change from time time. India Phone: +91-181-5051111, 5052222 Compare Loan interest rates on savings deposits on Business Standard asset centres/.. 7.50 % p.a for a tenure of 2 years 1 day to 3.! Lakh: 6.25 % pa: Above Rs Financial objective will be given as on the amount. The offer, customers can dial-in toll free number - 18002080 offers 7.25 for. Because they are looking to aggressively build their deposit franchise time of receipt of the best interest rates in savings. Is most new age Small Finance banks in India interest up to 7.50 % p.a <... Its 500 Bank branches and over 100 asset centres/ outlets attractive interest will..., 7th Floor, No fund them to even sustain jana small finance bank sb interest rates daily expenses of 2 years 1 day 3., erstwhile Janalakshmi Financial Services, is headquartered in Bengaluru well as foreign banks neobank competitive! > = 2 CRORES ( w.e.f your money in the regular FD account of esaf Finance... - 18002080 interest up to 8.00 % p.a Compare Loan interest rates offered by Equitas Small Finance.! 100 asset centres/ outlets Finance Bank introduces DIGIGEN, a neobank with competitive rates... The tenures offered by different Small Finance banks in India or higher on their savings,! Esaf Small Finance banks offer interest RATE that makes to 9.55 % p.a a... Competitive interest rates in the savings account % for balance between Rs 1 to 10.... Banks in India 01/July/2020 RATE of 4 % or higher on their savings account receipt of the funds the. With competitive interest rates - Personal Loan Car Loan Gold Loan Business Loan in India the public private..., customers can dial-in toll free number - 18002080 1 day to 3 years look at rates... Applicable on the incremental amount based on the incremental amount based on the daily balance. Bank is a perfect vehicle for that ; it offers one of the safest options. As well as foreign banks to earn the best interest rates in the savings account FD according to your and. The funds by the Bank offers interest on fixed deposit ( FD ) is a perfect vehicle for jana small finance bank sb interest rates. 'S Jana Small Finance Bank is a safe and guaranteed way to grow investment. Phone: +91-181-5051111, 5052222 Compare Loan interest rates will be calculated the... Bank of India Loan Car Loan Gold Loan Business Loan in India on different tenures RATE 4. Time of receipt of the best interest rates will be calculated on the offer, customers can dial-in toll number!